C-WAD Consultancy

Risk intelligence, made practical.

Specialist insurance and business advice for organisations building resilient futures across Sierra Leone, The Gambia and the United Kingdom.

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Insurance & risk/Business consulting/Communications
Rev. Michael Winston Kuti-George, Founder and Chief Executive Officer of C-WAD Consultancy

Rev. Michael Winston Kuti-George

Founder & Chief Executive Officer

wmkgeorge@cwad-consultancy.com
Rev. Michael Winston Kuti-George

Regional perspective

Local expertise, connected across markets.

Regional partners and affiliations

West African Insurance Companies Association logo

Community & Industry

Connected to West Africa’s insurance community.

C-WAD is a member of the West African Insurance Companies Association, strengthening our connection to regional education, collaboration and market development.

Regional collaborationExchange of insurance knowledge, data, experience, and business insight across the sub-region.
Professional developmentSupport for stronger insurance awareness, education, and sound market practice.
View WAICA Sierra Leone members

Our approach

Experience matters when the stakes are real.

C-WAD brings insurance, business and communications expertise into one considered advisory relationship—so decisions can move from uncertainty to action.

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21+

Years of executive insurance leadership.

Guided by

Practicality · Realism · Reliability · Discipline · Sincerity · Experience

  • 01

    Insurance, reinsurance and risk advice informed by market practice.

  • 02

    Business counsel that is clear enough to act on and rigorous enough to trust.

  • 03

    A regional perspective with direct access to the people doing the work.

MBAFCIIFABESIRMCMgr MCMI

What we do

Specialist advice, without the generic pitch.

Select an area to see how our specialists can help your organisation make a clearer, more informed next decision.

Insurance & Risk Management

Comprehensive coverage design, risk mitigation strategies, and claims support tailored to your operations.

Auto Insurance

Covers damages and injuries from vehicle accidents

Life Insurance

Financial security for beneficiaries

Homeowner's Insurance

Protects home structure and belongings

Health Insurance

Mitigates medical and healthcare costs

Commercial Vehicle

Coverage for business vehicles

Risk Identification

Pinpoint threats and evaluate impact

AJG Business Assist

Expert claims management with over 20 years of experience. Fast resolution for business interruption and material damage claims.

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Our people

Advice is only as good as the people behind it.

Our team combines technical insurance knowledge with practical business, operations and communications expertise.

Rev. Michael Winston Kuti-George

Leadership

Rev. Michael Winston Kuti-George

CEO/Managing Director

LinkedInwmkgeorge@cwad-consultancy.com

LLM (Insurance Law) · MBA · FCII · FABE · SIRM · CMgr MCMI

Rev. Michael Winston Kuti-George is an insurance and reinsurance specialist with more than twenty-one years of leadership experience spanning West Africa and the United Kingdom. As Founder and Chief Executive Officer of C-WAD Consultancy, he combines deep technical expertise in reinsurance underwriting, claims management, policy development, and risk strategy with senior executive experience gained across broking, underwriting, and technical management roles. His blend of market knowledge, regulatory discipline, and strategic leadership positions C-WAD to deliver world-class insurance and business advisory solutions across the region.

Focus areas: Insurance Risk Management · Strategic Business Consulting · Regulatory Compliance

Meet the full team

Start a conversation

Tell us what needs attention.

Share a little context and our lead consultant will respond within one business day. Prefer a direct line? We’re ready there too.

FreetownBanjulLondon

Email

wmkgeorge@cwad-consultancy.com

Our offices

Sierra Leone

97D Fadika Lane, Banana Water, Congo Cross, Freetown

Mobile

+232 78 801 975

The Gambia

Bakoteh Layout, Banjul

Mobile

+220 325 1984

United Kingdom

Barking, Jhumat House, 160 London Road, IG11 8BB

Mobile

+44 785 906 5342

Connect with us

Private consultation

A considered first conversation, not a sales script.

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